Finance Your Dream Car in Chico, CA

After you have found a Volvo vehicle that suits your needs, and after you have taken it out on a test drive around the block, your next step is to explore the different financing options available to you. This includes both purchasing and leasing!

No matter if you are already set on which option you want to pursue, or if you want to learn a little more about each one before deciding, our team will be here to help you every step of the way -- answering your questions, crunching numbers, and expounding on any details you need clarified.

Furthermore, once you have decided on a financing option that is right for your Oroville lifestyle, our team will be here to help you through the entire process.

Leasing vs. Financing: Which Is Better?

So what is the difference between leasing and financing? Is there one that has an advantage over the other?

While there is no objective answer to whether leasing or financing is better, both offer you unique benefits that may be more suited to your needs on the road and your driving style. So what are those benefits?

Buying: Ownership and Loans

When you buy a car, you are able to gain ownership of it. That means that you don't have to worry about adhering to any mileage parameters or condition requirements. However, in order to buy a car, most people need to take out an automotive loan. This loan is then broken down over a set number of months (anywhere from 12 to 70), and your monthly payments will be based on the life of that loan.

Because of this, buying is a good option for people who may be looking to invest in a long-term vehicle.

Leasing: Financial Flexibility and Driving Parameters

Leasing has become a popular alternative to buying a car, especially for folks who are looking for a more financially flexible investment opportunity. That is what you get with leasing. Because leasing offers you a set monthly price, as opposed to a loan broken down over a period of months, it is often more affordable on a monthly basis to lease your vehicle. Furthermore, you don't have to worry about taking out an automotive loan when you are leasing a vehicle.

However, leasing also comes with mileage parameters and condition requirements. This can benefit drivers who need a vehicle for professional means, or for drivers who do the majority of their driving in the city, like Orland, CA; but it might not be the best option for drivers who drive long distances consistently.

Ready To Finance a Car Near Redding, CA?

We know how important it is to have a car nowadays. Whether you are in the market for a brand new Volvo model, or you are more interested in our used cars, you can find a dependable driving option on our lot.

Whether you are new to the purchasing process or not, our financing team is here to help expedite the purchasing process, while also making it as efficient and enjoyable as possible. Whether you are visiting us from Red Bluff, or you live down the road, we are excited to help you find and finance your dream car. We can answer any questions you may have about the purchasing process, too. If you would like to get started on the financing process, you can utilize our online application.

Stop by Courtesy Volvo Cars of Chico today, and we can help you schedule a test drive with your preferred driving option on our lot We look forward to assisting you with all of your automotive needs, from purchasing to servicing.

Start Your Application

Contact Information

Purchase Timeframe

Your privacy is important to us.

Courtesy Volvo Cars of Chico takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Courtesy Volvo Cars of Chico

2520 Cohasset Road
Directions Chico, CA 95973

  • Main Number: 530-345-9444


  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 11:00am - 7:00pm
  • Sunday 10:00am - 6:00pm